The direct way to reach Matthew is to call or text (512) 952-1125. You can also email matt@matt.mortgage, schedule a consultation, or send the form below. Your information goes to Matthew only and isn't sold to lead lists.
How to reach Matthew
Phone or text
A text with the property address and county is a great opener — text Matthew and he'll check eligibility and reply with next steps.
Useful for listing links or a written list of questions. Leave out Social Security numbers, account numbers, and tax documents.
Scheduled call
Book a slot that works around your schedule to go over eligibility, household income, and what closing might require.
Already sure USDA is your path? Begin a secure pre-approval application, or use the form at the bottom of this page.
What to have ready
You don't need any of this to start, but these details let Matthew give you a specific answer instead of a general one:
- The property address and county, or the towns you're considering. Matthew will check them against the USDA eligibility map.
- Household size and every adult's income — including adults who won't be on the loan — plus dependents, childcare costs, and any elderly or disabled household members. See USDA income limits.
- A rough credit picture: an approximate score and any bankruptcy, foreclosure, or collections. See USDA credit requirements.
- Monthly debts such as car loans, student loans, and credit cards.
- Cash for closing: savings, a gift, or an assistance program you're considering.
- If refinancing: confirmation that your current loan is USDA, the servicer, and roughly when it closed. See USDA streamline refinance.
What happens after you reach out
- A direct conversation with Matthew about where you want to live, who's in the household, and what you want to accomplish.
- Eligibility checks on the address and household income, with a plain-English explanation of the result.
- A program comparison if it's useful — USDA alongside FHA or conventional — so you can see what each would require.
- Pre-approval through a secure application once you're ready, subject to underwriting and USDA's review.
- Updates through closing, including coordination with your agent on the appraisal and contract dates.
If USDA doesn't fit, Matthew will say so and explain the alternatives — see USDA vs. FHA vs. conventional.
About Matthew Brown
Matthew Brown is a Sr. Loan Originator / Mortgage Broker, NMLS #1254520, based in Austin, Texas. He helps buyers in small towns and growing edges of metro areas understand USDA's location and household income rules, and compares USDA honestly against other programs.
Matthew holds licenses in several states, not all of them — tell Matthew where you're buying and he'll confirm he can help there. Licensing can be verified at NMLS Consumer Access. His main site is Matt.Mortgage.
Frequently asked questions
Is there a cost to talk with Matthew?
No. The first conversation and the eligibility checks are free and carry no obligation.
Does contacting Matthew affect my credit?
No. Calling, texting, or emailing doesn't trigger a credit pull. Credit is checked only if you choose to apply, and you'll be told first.
Can Matthew help if I'm buying outside Texas?
Possibly. Matthew holds licenses in several states, not all of them — tell Matthew where you're buying and he'll confirm he can help there.
Ask Matthew about your USDA home loan
Tell Matthew a little about the property and your plans. He'll follow up by phone or email — no obligation.
Prefer to start now? Start your pre-approval · Schedule a call · (512) 952-1125
Your information goes to Matthew only — it isn't sold to lead lists. Please don't include Social Security or account numbers.